Terms of Service

Revision: 2026.01

01. User Accountability

You are responsible for all content posted. Illegal content, copyright infringement, or malicious scripts will result in immediate account termination without refund.

02. Subscription & Credits

Billing occurs monthly. Cancellations take effect at the end of the current cycle.

AI compute credits do not roll over to subsequent billing periods.

03. Service Availability

“Lumina AI is provided 'as is'. We do not guarantee 100% uptime or that AI-generated summaries will always be factually accurate.”

Governing Law: Singapore

Questions? legal@lumina-ai.com